Signs You Need an Attorney for Your Storm Damage Claim
After a severe storm damages your property, you rely on your insurance company to step up and cover your losses. Unfortunately, the process is not always straightforward. Sometimes, hiring an experienced attorney is the best way to protect your rights and maximize your recovery. At Pathway Legal Group, we help property owners across Indiana take on insurance companies when claims are delayed, underpaid, or denied.
Here are key signs that you may need an attorney for your storm damage claim:
1. Your Claim is Denied If your insurance company denies your claim outright, especially based on vague or questionable reasons, it’s time to consult an attorney. Many denials are based on misinterpretations of policy language or bad faith practices.
2. The Settlement Offer is Unreasonably Low Lowball offers are one of the most common tactics insurers use. If the settlement offered doesn’t come close to covering your repair costs, hiring an attorney can help you fight for the true value of your claim.
3. The Insurance Company Delays Processing Your Claim Long, unexplained delays can be a tactic to pressure you into accepting less. If the insurer is dragging its feet, an attorney can push them to act and hold them accountable under Indiana's insurance regulations.
4. Disputes Over the Cause of Damage Insurance companies often try to blame damage on "wear and tear," "pre-existing conditions," or "excluded causes" like flooding. An attorney can help present strong evidence linking your damages directly to the covered storm event.
5. Confusing or Complex Policy Language Insurance policies are full of complex legal language. If you’re unsure of your rights under your policy, an experienced attorney can interpret the language and explain your coverage clearly.
6. You’re Being Asked for Excessive Documentation While some documentation is normal, repeated or excessive requests can be a delay tactic. An attorney can step in and manage communication with the insurer.
7. The Insurance Company is Acting in Bad Faith If your insurer is unreasonably denying, delaying, or undervaluing your claim without legitimate reasons, you may have grounds for a bad faith insurance claim — and an attorney can help you pursue it.
8. You’re Feeling Overwhelmed Insurance companies have teams of adjusters, attorneys, and experts working against you. If you’re feeling overwhelmed or unsure how to fight back, an experienced attorney can level the playing field.
How Pathway Legal Group Can Help At Pathway Legal Group, we have nearly a decade of experience defending insurance companies. We know how they evaluate, delay, and deny claims. Now, we use that insider knowledge to fight fiercely for homeowners across all counties in Indiana.
Don't let an insurance company take advantage of you after a storm. Call Pathway Legal Group today at (317) 588-7400 for a free consultation. Let us help you navigate the path to recovery and secure the full compensation your policy promises.
